Chris Andress

Appraiser

Chris Andress joined the Realcorp team in October of 2018 as an Appraisal Analyst and Appraiser Trainee. He holds a Business Degree from Bellevue University. Later he was awarded the Certificate in Real Estate and Land Use from the University of Nebraska in Omaha. This Certificate required over 185 hours of coursework and meets the requirements of the National Appraisal Qualifications Board.

Chris holds Certified Residential Appraiser licenses from both the State of Nebraska and the State of Iowa. Before turning his focus and energy to real estate and joining the Realcorp team, Chris had over ten years of experience in the telecommunications industry.

Chris has experience in appraising all types of residential properties, including complex high-value single-family homes, acreages, and 2-4 unit properties. He is also qualified to complete appraisals for FHA insured mortgages.

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402-330-3626

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268 N. 115th Street #7
Omaha, NE 68154

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P.O. Box 453
Nebraska City, NE 68410

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What is an appraisal?

A home purchase is the largest, single investment most people will ever make. Whether it’s a primary residence, a second vacation home or an investment, the purchase of real property is a complex financial transaction that requires multiple parties to pull it all off.

Most of the people involved are very familiar. The Realtor is the most common face of the transaction. The mortgage company provides the financial capital necessary to fund the transaction. The title company ensures that all aspects of the transaction are completed and that a clear title passes from the seller to the buyer.

So who makes sure the value of the property is in line with the amount being paid? There are too many people exposed in the real estate process to let such a transaction proceed without ensuring that the value of the property is commensurate with the amount being paid.

This is where the appraisal comes in. An appraisal is an unbiased estimate of what a buyer might expect to pay – or a seller receives – for a parcel of real estate, where both buyer and seller are informed parties. To be an informed party, most people turn to a licensed, certified, professional appraiser to provide them with the most accurate estimate of the true value of their property.

Although not required on every appraisal, the appraiser is usually asked to inspect the property.  They will observe such things as bedroom and bathroom locations and note the quality and condition of the property.  The inspection often includes a sketch of the property.

Once the property has been inspected, an appraiser uses up to three approaches to estimate the value of real property.