Freedom Terpstra

Appraisal Analyst

Freedom Terpstra serves as an Appraisal Analyst at Realcorp Inc., where she supports the appraisal team through property research, market analysis, and valuation reporting. She is responsible for gathering and analyzing data, researching comparable sales, and assisting in the preparation of detailed appraisal reports.

Freedom brings hands-on real estate experience from her work as a Licensed Realtor with Nebraska Realty, where she developed a strong foundation in market evaluation, pricing strategy, and transaction support. Her background provides practical insight into property valuation and current market conditions.

Prior to her real estate career, Freedom held an administrative role within a real estate office, gaining experience in document management, research coordination, and client communication. This experience reinforces her detail-oriented and organized approach to appraisal workflows.

Freedom holds a Bachelor of Science in Real Estate & Land Use Economics from the University of Nebraska at Omaha. She is known for her strong work ethic, reliability, and ability to contribute effectively in a team-oriented environment.

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What is an appraisal?

A home purchase is the largest, single investment most people will ever make. Whether it’s a primary residence, a second vacation home or an investment, the purchase of real property is a complex financial transaction that requires multiple parties to pull it all off.

Most of the people involved are very familiar. The Realtor is the most common face of the transaction. The mortgage company provides the financial capital necessary to fund the transaction. The title company ensures that all aspects of the transaction are completed and that a clear title passes from the seller to the buyer.

So who makes sure the value of the property is in line with the amount being paid? There are too many people exposed in the real estate process to let such a transaction proceed without ensuring that the value of the property is commensurate with the amount being paid.

This is where the appraisal comes in. An appraisal is an unbiased estimate of what a buyer might expect to pay – or a seller receives – for a parcel of real estate, where both buyer and seller are informed parties. To be an informed party, most people turn to a licensed, certified, professional appraiser to provide them with the most accurate estimate of the true value of their property.

Although not required on every appraisal, the appraiser is usually asked to inspect the property.  They will observe such things as bedroom and bathroom locations and note the quality and condition of the property.  The inspection often includes a sketch of the property.

Once the property has been inspected, an appraiser uses up to three approaches to estimate the value of real property.